1. What the document is: OpenAI's "Service Credit Terms" — a billing and prepaid-credit policy, not a content-licensing or AI document.

What this wiki found — complete, every page

AI trainingRoyalty-freeSublicensablePerpetual / irrevocableTransferableDerivative works

Presence facts, not verdicts — each flagged term links to its definition and the exact clause on this page. Absence of a badge means the term isn't currently flagged here, not that the page is risk-free.

ChatGPT – In-App Purchases Policy

Dataset: GenGA (Generative AI Governance Archive) — 11 AI services, 2025–present

GenGA (Generative AI Governance Archive) is this wiki’s Generative-AI dataset: raw policy snapshots captured by the Open Terms Archive genai-eu project across 11 GenAI providers (ChatGPT, Claude.ai, DeepSeek, Google Generative AI Services, Le Chat, Llama API, Meta AI, Microsoft Copilot, Perplexity, Qwen Chat, xAI). Unlike PGAv2, GenGA has no pre-tagged risk scores — all risk scoring and keyword tagging on these pages is LLM-assigned by direct reading, spanning 2025–present.

Note: This page contains documented policy clauses. Risk assessment is qualitative and context-dependent. For analysis of patterns across platforms, see:

Source: sources/GenGA/ChatGPT/In-App Purchases Policy/ (raw Markdown captures, Open Terms Archive genai-eu dataset — no pre-tagged JSONL exists for this source) Last updated: 2026-01-01

Note on methodology: No pre-computed risk_score/keyword fields exist for this source. Keyword tags on this page are LLM-assigned. Treat as first-pass analysis, not externally verified ground truth. This wiki’s risk-scoring system was retired project-wide on 2026-06-21 (see methodology.md §4) — no page, GenGA included, computes or displays a numeric risk score.

Overview

1. What the document is: OpenAI’s “Service Credit Terms” — a billing and prepaid-credit policy, not a content-licensing or AI document.

2. Input rights: Not addressed — out of scope for a billing policy.

3. Output restrictions: Not addressed.

4. Non-explicit predatory clauses: None found. The only notable consumer-unfriendly terms are standard prepaid-credit boilerplate: “All sales… are final,” credits expire after one year, and are explicitly “non-transferable.” That “non-transferable” refers to a financial instrument — the service credit balance — not a content license, so it’s not cross-linked to this wiki’s transferable concept page. Linking it there would imply a connection that isn’t there.

5. Regulatory references: None found.

6. Regional variation: Not addressed in this document.

7. Key risk to users: Low. Standard prepaid-credit terms — no refunds except where legally required, one-year expiry, no resale or transfer of credits — unrelated to the AI-training and data-rights risks this wiki otherwise tracks.

No keywords flagged — this document has no AI-training, data-licensing, or output-restriction clauses within this wiki’s scope.

Regulatory & Research Context

This document’s near-total absence of AI-specific clauses is itself informative when read against Pandit et al. (2026), whose six-provider coding exercise found “all terms in our analysis contained language that explicitly discards assurances regarding the quality, availability and appropriateness of the service” — a pattern that, on this page, is confined to ordinary prepaid-credit boilerplate (“all sales… are final,” one-year credit expiry) rather than AI-specific disclaimers, since billing terms fall outside the AI-training/output-licensing scope their framework targets. Edwards et al. (2025) note that generative-AI providers position themselves as “neutral intermediaries” within a “platformisation paradigm”; a pure billing policy like this one is consistent with that framing only by omission — it neither asserts nor disclaims any AI-specific control, leaving the substantive AI-training/output-licensing risk concentrated elsewhere in OpenAI’s contract stack.

Changes Summary

Date	What changed
2025-11-11	Baseline version (first capture in this dataset).
2026-01-01	Cosmetic only: legal-entity rename “OpenAI, L.L.C.” → “OpenAI OpCo, LLC”; bold formatting removed from item 4 (no wording change).

Version History

2025-11-11

Explicit AI clause: NO
Non-explicit predatory: NO
Flagged keywords: (none)

No AI-training, data-licensing, or output-restriction clauses found in this document.

2026-01-01

Explicit AI clause: NO
Non-explicit predatory: NO
Flagged keywords: (none)

No substantive change from 2025-11-11 (legal-entity rename and formatting only).